Margin Lending

Margin lending providers must ensure that their representatives are adequately trained and competent. Margin lending is intended to provide specialist knowledge training for understanding margin lending facilities.

SAFAA’s Margin Lending course covers how to analyse, evaluate and choose margin loans and gearing strategies, and understand managing risk. Topics include the concepts of margin lending; covering gearing; margin lending; alternative means of achieving geared exposure; tax deductibility of the interest; franked dividends; and capital gains tax as well as compliance topics. 

This course fulfils the training requirements set out in RG146 for the training of those providing general advice on margin lending at Tier 1 level.

For experienced practitioners it is an opportunity for a useful refresher for the purposes of CPD. It is intended to provide specialist knowledge training for advisers working with margin lending facilities.

If claiming FASEA CPD, this course provides 10 FASEA CPD hours, the breakdown as follows: Technical competence 5 hours | Regulatory compliance and consumer protection 4 hours | General 1 hour.

Learning outcomes

The Margin Lending course covers the areas of:

  • Gearing
  • Margin Lending
  • Alternative means of achieving geared exposure
  • Tax deductibility of the interest
  • Franked dividends
  • Capital Gains Tax
  • Compliance topics

Who should complete the course?

This course is designed for those seeking RG146 compliance to provide general advice in the Tier 1 financial product area of margin lending. This course is also useful to those advisers who wish to add an additional RG146 specialist knowledge area to their existing credentials.

Assessment details

1 x Online Exam (Open or Closed Book, 40 questions, 1.5hrs + 15min reading time, 80% pass mark)

Suggested study hours

Allow up to 90 hours

Is there any assumed pre-requisite knowledge?

There is no assumed knowledge for this course. Students are likely to have completed Core 1: Securities and Managed Investments prior to studying a specialisation. It is the licensee’s responsibility to ensure that their staff have the required requisite knowledge for their role.

How does the process work?

Kaplan Professional has partnered with SAFAA to provide RG146 accreditation for our courses. This course is administered by SAFAA and our certificates of RG146 accreditation issued upon completion are jointly distributed with Kaplan Professional. Enrolments close at 3.00pm every Monday Sydney time.

  • Candidate enrols online/registration is received.
  • Candidate receives Welcome email from SAFAA on Tuesday with course information/study materials.
  • Candidate completes and returns ‘Exam Booking Form’ to schedule their exam day/time. This must be done at least 3 days prior to exam.
  • SAFAA releases exam/closes exam at designated day/time.
  • The Candidate’s approved Supervisor supervises exam and returns the ‘Declaration by Online Exam Supervisor’ to SAFAA. Results will not be released until SAFAA has received the completed ‘Declaration by Online Exam Supervisor’.
  • Candidate receives result (results are released within 1 working day). Candidate receives Certificate (Certificates are issued end of each month).

Please ensure that the course you intend to enrol in is one you are required to undertake and are committed to completing, as fees are non-refundable. Substitutes are welcome within the enrolment period.

Margin Lending

Non-Member: $280.00
Organisation Member: $280.00
Practitioner Member: $280.00

Margin Lending Online Exam Remote Supervision

Non-Member: $75.00
Organisation Member: $75.00
Practitioner Member: $75.00

Margin Lending Online Exam Resit

Non-Member: $250.00
Organisation Member: $250.00
Practitioner Member: $250.00

Useful downloads

Please go to each course page to enrol directly online.

PDF Enrolment form

Supervisor Guidelines

SAFAA Exam Booking Form (to be completed and returned by candidate at least 3 days prior to them sitting their online exam)

Summary of Assessment

Academic Misconduct Policy (individuals who enrol in a SAFAA course are bound by our Academic Misconduct Policy)

Enrolments close at 3.00pm every Monday Sydney time.